About Us
CarPaddy (“we”, “us” or “our”) is a website that helps to process vehicle papers without stress. Whether to register a new vehicle, renew papers for current vehicle, change vehicle ownership & much more.

We are an middleman/agency for all purposes, providing this website and our services on an independent service provider basis. We do not assume the role of a manufacturer or a government agency/parastatal, hence we are limited by principle to changes in the procedure of the oragnizations that have the final responsibility for the documents we help process. We are only acting as your representative/agent to the required official bodies or parastatals that approves the papers we process. We do not produce these papers privately nor claim to do so.

This Terms of Use is an agreement between you and CarPaddy. It details CarPaddy’s obligations to you. It also highlights certain risks on using the services and you must consider such risks carefully as you will be bound by the provision of this Agreement through your use of this website or any of our services.

Privacy Policy
CarPaddy is committed to managing your Personal Information in line with global industry best practices. The use of this service means you have given CarPaddy permission to contact you for adequate rendering of our services to you which includes but not limited to, sending you message or phone call reminders on the expiration of vehicle papers, information regarding changes on the website and other marketing-related information to the contact information you provided.

Age Restriction
Our website does not have any age restriction.

Reminder Messages
Our service promise to send Reminders to users, however, we cannot be held liable for non-reception of messages by any user of our website. We rely on third parties to transmit messages to users and therefore cannot assume resposibility for the failure in their message delivery.

Acceptable Use Policy
You are independently responsible for complying with all applicable laws related to your use of our website and services. You shall not join the website with the aim of perming spying/malicious activities on the website, on the condition of which you may be denied access from the usage of our service(s).

Disclaimers
WE TRY TO KEEP CARPADDY AVAILABLE AT ALL TIMES, BUG-FREE AND SAFE, HOWEVER, YOU USE IT AT YOUR OWN RISK. OUR WEBSITE AND SERVICES ARE PROVIDED “AS IS” WITHOUT ANY EXPRESS, IMPLIED AND/OR STATUTORY WARRANTIES (INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED OR STATUTORY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, TITLE, AND NON-INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS). WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, CARPADDY MAKES NO WARRANTY THAT OUR WEBSITE AND SERVICES WILL MEET YOUR REQUIREMENTS OR THAT OUR WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU THROUGH OUR WEBSITE OR FROM CARPADDY, ITS PARENTS, SUBSIDIARIES, OR OTHER AFFILIATED COMPANIES, OR ITS OR THEIR SUPPLIERS (OR THE RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS OF ANY SUCH ENTITIES) (COLLECTIVELY, "CARPADDY PARTIES") SHALL CREATE ANY WARRANTY.

Limitation of Liability
IN NO EVENT WILL ANY OF THE CARPADDY PARTIES BE LIABLE FOR (A) ANY INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES OR (B) ANY DAMAGES WHATSOEVER IN EXCESS OF THE AMOUNT OF THE TRANSACTION OR TWENTY THOUSAND NIGERIAN NAIRA (NGN20,000.00), WHICHEVER IS LESSER (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF REVENUES, LOST PROFITS, LOSS OF GOODWILL, LOSS OF USE, BUSINESS INTERRUPTION, OR OTHER INTANGIBLE LOSSES), ARISING OUT OF OR IN CONNECTION WITH CARPADDY’S WEBSITE OR SERVICES (INCLUDING, WITHOUT LIMITATION, USE, INABILITY TO USE, OR THE RESULTS OF USE OF CARPADDY’S WEBSITES OR SERVICES), WHETHER SUCH DAMAGES ARE BASED ON WARRANTY, CONTRACT, TORT, STATUTE, OR ANY OTHER LEGAL THEORY.

Payments
We expressly do not take responsibility for any payments for our services not paid directly to our bank account(s) as stated from time to time or paid to us through our online paltforms. Any individual or organization that makes payment to a verified or unverified agent of CarPaddy (whether true or not), do so at their own risk and will be able to claim their repayment directly with the party they transacted without CarPaddy being involved in the process whatsoever.

Updates, Modifications & Amendments
We may need to update, modify or amend our Terms of Use as our technology evolves. We reserve the right to make changes to this Terms of Use at any time by giving notice to users on this page.

We advise that you check this page often, referring to the date of the last modification on the page If a user objects to any of the changes to the Terms of Use, the User must cease using our website and/or services immediately.

Applicable Law
These Terms of Use shall be interpreted and governed by the laws currently in force in the Federal Republic of Nigeria.

Legal Disputes
We shall make an effort to settle all disputes amicably. Any dispute arising out of this Terms of Use, which cannot be settled, by mutual agreement/negotiation within 1 (one) month shall be referred to arbitration by a single arbitrator at the Lagos Multi-Door Courthouse (“LMDC”) and governed by the Arbitration and Conciliation Act, Cap A10, Laws of the Federal Republic of Nigeria. The arbitrator shall be appointed by both of us (we and you), where both of us are unable to agree on the choice of an arbitrator, the choice of arbitration shall be referred to the LMDC. The findings of the arbitrator and subsequent award shall be binding on both of us. Each of us shall bear our respective costs in connection with the Arbitration. Venue for the arbitration shall be Lagos, Nigeria.

Severability
If any portion of these Terms of Use is held by any court or tribunal to be invalid or unenforceable, either in whole or in part, then that part shall be severed from these Terms of Use and shall not affect the validity or enforceability of any other part in this Terms of Use.