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Beyond Third-Party Insurance: CarPaddy Launches Comprehensive Auto Insurance In Nigeria

Comprehensive insurance just got smarter on CarPaddy.com.

If you’ve ever parked your car and whispered, “God abeg, nothing should happen to this car,” this update is specifically for you.

At CarPaddy.com, we understand that owning a vehicle in Nigeria isn’t just about transportation: it’s about freedom, hustle, family runs, weekend trips and much more that you cannot afford to miss out on, that’s why we’re excited to announce a New Comprehensive Insurance Feature designed to make every protecting your vehicle easier, clearer, and more accessible for everyday drivers.

What’s New?

We’ve upgraded how you can easily explore, compare, and understand Comprehensive Insurance on CarPaddy.com.

Here’s what you can now enjoy:

  1. Clear Breakdown of What’s Covered

No more confusing insurance grammar. We now explain coverage in simple, everyday language; including:

  • Accident damage (even if it’s your fault)
  • Theft or attempted theft
  • Fire damage
  • Flood damage (yes, Lagos rains included)
  • Vandalism
  • Third-party property damage
  • Optional add-ons like tracking and roadside assistance

You’ll know exactly what you’re paying for, no surprises.

2. Flexible and more affordable Insurance products

Insurance is now easier because of flexible payment options that allow you to make premium payments for 3 months or 6 months to insure your car instead of 12months at once:

  • 3 monthsComprehensive Insurance cost
  • 6 months Comprehensive Insurance Coverage benefits
  • Autobase: Third-party insurance plus a cover of up to N500,000 on your own vehicle

No need to shell out huge amount of money, payments plans and products have been made easy for you.

3. Smarter FAQs Section

We’ve expanded our Frequently Asked Questions to answer what Nigerians actually ask, like:

  • Is comprehensive insurance worth it for a Tokunbo vehicle?
  • Can I pay in installments?
  • What if my vehicle is financed?
  • Does it cover flood damage in Nigeria?
  • What is “excess” and how does it work?

Why This Matters

Let’s be honest.

Third-party insurance may be cheaper, but if your vehicle is stolen or damaged, you’re on your own.

With comprehensive insurance, you’re not just complying with the law, you’re protecting your investment, your hustle, and your peace of mind.

And now, CarPaddy makes understanding and choosing that protection easier than ever.

Who Should Consider This?

Comprehensive insurance is especially important if:

  • Your vehicle is less than 10 years old
  • You use your vehicle for business (Uber, Bolt, deliveries)
  • You live in flood-prone areas
  • You just can’t afford to replace your vehicle out-of-pocket

If your vehicle is your daily bread, comprehensive insurance isn’t luxury, it’s strategy.

Our Promise

At CarPaddy.com, we’re committed to making vehicle ownership in Nigeria simpler, smarter, and safer.

This new feature is part of that mission. Because when life happens; and in Nigeria, it will happen, you shouldn’t face it alone.

Ready to explore comprehensive insurance options?

Visit CarPaddy.com or ownload our app now on Google PlayStore and Apple AppStore today and protect your ride the smart way.

Your vehicle works hard for you. It’s time you returned the favour.

Thank you for choosing CarPaddy.com