Staying compliant with vehicle documentation in Nigeria isn’t just about ticking boxes: it’s about protecting yourself from fines, impoundment, and unnecessary stress. Unfortunately, many drivers still fall into simple but costly mistakes that can easily be avoided.

Here are the most common documentation errors Nigerian drivers make, and how CarPaddy.com helps you stay one step ahead.
- Driving with Expired Insurance
- The mistake: Many car owners forget to renew their motor insurance, especially when it’s third-party coverage that expires annually.
- The risk: You can be fined or have your vehicle impounded by FRSC or VIO officers.
- CarPaddy fix: CarPaddy sends free renewal reminders and lets you verify or renew your insurance online, ensuring you’re always covered.
- Outdated Vehicle License
- The mistake: Failing to renew your vehicle license before its expiry date.
- The risk: Driving with an expired license attracts penalties and possible impoundment.
- CarPaddy fix: Track your license expiry and renew instantly on CarPaddy.com; no queues, no stress.
- Missing Hackney Permit (For Commercial Vehicles)
- The mistake: Operating a commercial vehicle without a valid Hackney Permit.
- The risk: You could face hefty fines or be stopped from operating within certain routes.
- CarPaddy fix: CarPaddy helps you check your permit status and guides you through quick online renewal.
- No Proof of Ownership Certificate or Incorrect Vehicle Details
- The mistake: Losing your proof of ownership certificate or carrying one with mismatched details (e.g., chassis or engine numbers).
- The risk: This can raise suspicion of theft or fraud and delay registration renewals.
- CarPaddy fix: Verify your vehicle ownership details and confirm their accuracy through CarPaddy’s secure database integration.
- Skipping the Roadworthiness Test
- The mistake: Ignoring your annual roadworthiness inspection or driving with a failed report.
- The risk: Vehicles that fail the test are considered unsafe and can be impounded.
- CarPaddy fix: Get reminders for your next inspection, and locate certified VIO test centers directly via the CarPaddy app.
- Renewing your documents too close to expiry date.
- The mistake: Some documents (like Road worthiness) may take more than 24 hours to renew or they get expired over the weekend when you cannot renew them, so it is advisable you renew your documents around 2 weeks to expiry to avoid issues.
- The risk: Fines from being captured by the VIO’s ANPR cameras all over your city.
- CarPaddy fix: You get free reminders by email, push notifications and WhatsApp at 2 weeks to your expiry date free of charge on CarPaddy.com, so you never get to pay unnecessary fines.
- No ECMR Registration or Tint Permit (2025 Updates)
- The mistake: Failing to register under the Electronic Central Motor Registry (ECMR) or driving a tinted vehicle without a tint permit.
- The risk: Non-compliance with the new 2025 digital road regulations may attract instant fines or vehicle seizure.
- CarPaddy fix: CarPaddy guides you through ECMR and tint permit registration swiftly and securely.
Stay Ahead with CarPaddy.com
Keeping your vehicle documents up to date shouldn’t be stressful. With CarPaddy, you can:
- Check your vehicle’s document status anytime.
- Renew key papers online in minutes.
- Get multiple instant reminders before expirations.
- Generate invoice for your orders (for corporate offices and admin officers).
- Safe-keep and access digital copies of your documents from the app anytime anywhere with CarPaddy.com.
Avoid fines, drive confidently, and stay compliant
Visit CarPaddy.com today to manage all your vehicle documents in one place or download the app via this link for Google Playstore or on Apple AppStore and let’s know what you think.